Being frugal is being an earth saver.

To save money or to be frugal means we are also taking part in saving the earth.

Every time we buy something we are not only consuming the item and other things that goes with it. All of those activity from the extraction of the raw materials to the process of manufacturing to produce say for example your flat screen TV are included in the price it cost you.

However, consciously or unconsciously we are not aware that during the process of manufacturing that certain product their are environmental cost that are not included like the pollution and waste it produces. We the consumers are the one paying and suffering for- the effects of pollution that lead to lung diseases, cancer, respiratory problems desertification, flooding, etc.

Every time we get money from our pocket we are helping the planet to look what it is now- and the way it will look in the coming generations. According to Pogo " We have meet the enemy and he is us". We should not be puzzled why the planet is polluted. we are the very culprit because of our demand for more, better and different stuff.

Saving money then is a major thing we can do for ourselves and mother earth. A form of creative frugality - for our wallets and our world.

The kinds of changes we may all need to keep  the environment viable will require some deliberate and courageous modifications of our current habits.

we must be active to choose a non-polluting pleasure and have twice the fulfillment- We must always remember that anything you buy and don't use, anything  you throw away, anything you consume and don't enjoy is money down the drain and wasting the finite resources of the planet.

Frugality then is one sure way to help build a better world.

-Source: Your money or Your life by Vicki Robin & Joe Dominguez

I have deliberately minimize my attitude towards consumerism, I am now learning to invest my money in the Philippine stocks. A sure way to accumulate money in the future.

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Rich people admire other rich people

Wealth Strategy: Rich people admire other rich and successful people. Poor people resent rich and succesful people.

Quoted from T. Harv Eker's Book Secrets of the Millionaire Mind that based on the Huna wisdom the original teachings of the Hawaiian elders "bless that which you want". If you see a successful, rich and healthy person bless them, admire them.

That is why the rich is getting richer and the poor getting poorer because the rich attract more of what they already have and the poor is being dragged to more of what they already in. Some Poor people looks at the rich with resentment and jealousy. At some point they hated the rich because they thought that rich people are bad people. There people who got their riches from bad ways but they are only very few, most rich people got their riches from good ways.

I here quote Russell H. Conwell's story in his book Acres of Diamond

I say that you ought to get rich, and it is your duty to get rich.
how many of my pious brethren say to me, "Do you, a Christian minister, spend your time going up and down the country advising young people to get rich, to get money? yes, of course I do.


They say, "isn't that awful! Why don't you preach the gospel instead of preaching about man's making money?" Because to make money honestly is to preach the gospel. that is the reason. the men who get rich may be the most honest men you find in the community.


"Oh," but says some young man here tonight, "I have been told all my life that if a person has money he is very dishonest and dishonorable and mean and contemptible." My friend, that is the reason you have none, because you have that idea of people. The foundation of your faith is altogether false. Let me say clearly..... ninety-eight out of one hundred of the rich men (and women) of America are honest. that is why they are rich. that is why they are trusted with money. That is why they carry on great enterprises and find plenty of people to work with them.


Says another young man, "I hear sometimes of men that get millions of dollars dishonestly." Yes, of course you do, and so do I. but they are so rare a thing in fact the newspapers talk about them all the time as a matter of news until you get the idea that all the rich men got rich dishonestly.


My friend, you.... drive me.... out into the suburbs of Philadelphia, and introduce me to people who own their homes around this great city, so beautiful homes with gardens and flowers, these magnificent homes so lovely in their art, and I will introduce you to the very best people in character as well  as in enterprise in our city.... they that own their homes are made more honorable and honest and pure, and true and economical and careful, by owning them.


We preach against covetousness ... in the pulpit... and use the terms.... "filthy lucre" so extremely that Christians get the idea that .... it is wicked for any man to have money. Money is power, and you ought to be reasonably ambitious to have it! You ought because you can do more good with it than you can without it. money printed your bibles, money builds your churches, money sends your missionaries, and pays your preachers.... I say, then you ought to have money. If you can honestly attain unto riches... it is your ... godly duty to do so. it is an awful, mistake of these pious people to think you must be awfully poor in order to be pious.


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There are secrets to gain financial strategies and do a good financial planning.

T. Harv Eker in his book Secrets of Millionaire Mind says that secrets 1 is

"Rich people believe "I create my life"
"Poor People believe "Life happens to me"

It is then very important that you believe that you are in control of your financial life.
many poor people depend on lottery to make them rich. They rely on luck so they will become rich.

Three reasons why people remain poor;
1. They keep on blaming their financial status to other people, instead of looking on themselves
2. They keep on justifying things and have reasons for everything;
3. They keep on complaining.

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